Financial Calculators

Free financial calculators for mortgages, loans, savings, taxes, retirement and investments. Instant results, full amortization schedules and clear formulas.

Mortgage Calculator Estimate a full monthly mortgage payment including principal, interest, prope… Loan Calculator Work out the monthly payment, total interest and payoff date for any fixed-ra… Auto Loan Calculator Price a car loan with sales tax, dealer fees, a trade-in and a down payment f… Interest Calculator See how much interest a balance earns over time with any compounding frequenc… Payment Calculator Solve for the fixed monthly payment on any amount financed, or work backwards… Retirement Calculator Project the balance you will have at retirement, restate it in today's dollar… Amortization Calculator Build a full amortization schedule showing interest, principal and remaining … Investment Calculator Project what an investment grows to with regular contributions, and split the… Currency Calculator Convert between major currencies using a rate you supply or the live rate you… Inflation Calculator See what a sum of money will be worth after years of inflation, in both direc… Finance Calculator A general time-value-of-money solver: enter present value, payment, rate and … Mortgage Payoff Calculator Find out how many years and how much interest an extra monthly payment remove… Income Tax Calculator Estimate federal income tax with progressive brackets, the standard or itemiz… Compound Interest Calculator Watch compounding work: the balance, the interest earned, and how much differ… Salary Calculator Convert any pay rate to hourly, weekly, biweekly, monthly and annual equivale… 401K Calculator Project a 401(k) balance including employer match, salary growth and compound… Interest Rate Calculator Work backwards from a payment you were quoted to the interest rate you are ac… Sales Tax Calculator Add sales tax to a price or strip it back out, for any state or local rate. House Affordability Calculator Turn your income, debts and down payment into a realistic maximum home price … Savings Calculator Plan a savings goal: how a starting balance plus steady deposits grows at a g… Rent Calculator Find the rent range your income supports, using the 30% rule and the stricter… Marriage Tax Calculator Compare tax filed separately as two singles against married filing jointly to… Estate Tax Calculator Estimate federal estate tax after debts, charitable bequests and the lifetime… Pension Calculator Calculate a defined-benefit pension from your service years, benefit multipli… Social Security Calculator See how claiming Social Security early or late changes your monthly check and… Annuity Calculator Value a stream of fixed payments as an ordinary annuity or an annuity due, in… Annuity Payout Calculator Work out the sustainable payment a lump sum supports over a fixed payout peri… Credit Card Calculator Find out how long a credit card balance takes to clear at your current paymen… Credit Cards Payoff Calculator Compare the avalanche and snowball strategies across several cards and see wh… Debt Payoff Calculator See your debt-free date and the interest an extra payment each month removes. Debt Consolidation Calculator Compare your current debts against a consolidation loan, fees included, befor… Repayment Calculator Set a repayment schedule for any balance and see total interest by term. Student Loan Calculator Plan student loan repayment on the standard 10-year plan, including interest … College Cost Calculator Project the full cost of a degree years from now and the monthly saving neede… Simple Interest Calculator Calculate flat, non-compounding interest with the classic I = P·r·t formula. CD Calculator Value a certificate of deposit or fixed deposit at maturity and compare terms… Bond Calculator Price a bond from its coupon, maturity and the market yield, and see current … Mutual Fund Calculator Project a mutual fund or SIP investment and see exactly how much the expense … Roth IRA Calculator Project a Roth IRA and compare it with a taxable account so you can see the v… IRA Calculator Project a traditional IRA balance and the after-tax value once withdrawals ar… RMD Calculator Calculate the required minimum distribution from a retirement account using t… VAT Calculator Add VAT to a net price or extract VAT from a gross price at any rate. Cash Back or Low Interest Calculator Decide between a manufacturer rebate and a promotional low APR by comparing t… Auto Lease Calculator Break a car lease into depreciation and rent charge so you can see exactly wh… Depreciation Calculator Produce a depreciation schedule using straight-line, double-declining-balance… Average Return Calculator Convert a total gain into a compound annual growth rate, the only fair way to… Margin Calculator Calculate gross margin, markup and profit per unit, and stop confusing margin… Discount Calculator Apply one or more discounts to a price and see the real saving, tax included. Business Loan Calculator Price a business loan including origination fees, and see the true APR after … Debt-to-Income Ratio Calculator Calculate front-end and back-end DTI, the two numbers every mortgage underwri… Real Estate Calculator Evaluate a property purchase: cash flow, cap rate, cash-on-cash return and eq… Take-Home-Paycheck Calculator Estimate net pay after federal tax, Social Security, Medicare, state tax and … Personal Loan Calculator Price a personal loan with origination fees folded into the effective rate. Boat Loan Calculator Price a boat, RV or other recreational vehicle loan, which typically runs lon… Lease Calculator Calculate a general lease payment from asset value, residual value, term and … Refinance Calculator Compare your current mortgage with a refinance, including closing costs and t… Budget Calculator Balance a monthly budget and compare your spending against the 50/30/20 guide… Rental Property Calculator Underwrite a rental: cash flow, cap rate, cash-on-cash return, and the 1% rul… IRR Calculator Compute IRR and NPV for a series of yearly cash flows to judge whether a proj… ROI Calculator Turn an investment gain into ROI and an annualized rate you can compare acros… APR Calculator Fold origination fees and points into the rate to get the APR lenders must di… FHA Loan Calculator Price an FHA loan including the upfront and annual mortgage insurance premium. VA Mortgage Calculator Price a VA loan with the funding fee, which changes with your down payment an… Home Equity Loan Calculator Find how much equity you can borrow and what the second-mortgage payment woul… HELOC Calculator Model a HELOC through both phases: interest-only during the draw period, then… Down Payment Calculator Work out the down payment a purchase needs and how long your saving rate take… Rent vs. Buy Calculator Compare the total cost of renting and buying over your real time horizon, inc… Payback Period Calculator Find how long an investment takes to repay itself, on both a simple and a dis… Present Value Calculator Discount a future sum or a stream of payments back to what it is worth today. Future Value Calculator Grow a sum forward at a given rate, with or without annual additions. Commission Calculator Calculate gross commission and your take after a brokerage split. Mortgage Calculator UK Price a UK mortgage in pounds on either a repayment or interest-only basis, w… Canadian Mortgage Calculator Price a Canadian mortgage with semi-annual compounding and accelerated paymen… Mortgage Amortization Calculator Print a complete mortgage amortization schedule with yearly summaries and the… Percent Off Calculator Take any percentage off a price instantly and see what you save.

About the financial calculators

Free financial calculators for mortgages, loans, savings, taxes, retirement and investments. Instant results, full amortization schedules and clear formulas. There are 75 tools in this category, and each one shows the formula it uses, works instantly as you type, and keeps your figures on your own device.

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